BlockchainTechnologies:AwhitepaperdiscussinghowtheclaimsprocesscanbeimprovedKyleCulver1AbstractThehealthcareindustrysuffersfromaninabilitytoclearlycommunicatecostsinatimelyandeasy-to-understandformat.Thisproblemisasymptomofinteroperabilityissuesandcomplexagreementsbetweenproviders,patients,healthplans/payersandgovernmentregulators.Theseagreementsareencodedinlegallanguagewiththeintentofbeingdefensibleincourt.However,thefocusonlegalenforceability,insteadofunderstandability,createsproblemsresultinginhundredsofbillionsofdollarsspentannuallytoadministeraninefficient,outdatedandcomplexprocessforadjudicatingandpayinghealthplanclaims.Theprocessresultsinerrorsandoftenleavesthepatientunclearonhowmuchtheyneedtopay.Iftheseagreementswereinsteadtranslatedintocomputercode(smartcontracts)leveragingBlockchaintechnologies,theclaimprocesswouldno