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BoAMLBanking&InsuranceCEOConferenceLondon,October1st,2014CarlosTorresVila–HeadofDigitalBankingLookingAhead:DigitalBanking21.TheDigitalRevolution2.CapturingtheOpportunity3.ConclusionsContents3UniversalAccesstoMobileInternetMobileInternetisTransformingSocietyandBusiness41.52.64.47.010.815.92013201420152016201720182.6exabytesofmobiledatapermonth(2014)2.6EB7Bnmobiledevices1connectedtomobilenetworksin20132xMobilenetworkconnectionspeedmorethandoubledin2013(vs2012)ExponentialGrowthofDataMobileDataTrafficisGrowingExponentially(Exabytes)7BnSource:CiscoVisualNetworkingIndex-GlobalMobileDataForecastfor2013-2018?AnyDigitallyConnectedDevice:Smartphone,Tablet,PC,etc5BankingIndustryImpactedbyNewCustomerExpectationsandBehaviors6AccelerationoftheInnovationCycleFasterandcheaperInnovation:?CloudComput