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AmericanExpressCompany2015InvestorDayMarch25,20152015InvestorDayKennethChenaultChairmanandChiefExecutiveOfficerEdwardGilliganPresidentStephenSqueriGroupPresident,GlobalCorporateServicesJeffreyCampbellExecutiveVicePresidentandChiefFinancialOfficerAgenda?AXPGrowthOpportunities?FinancialPerformanceandBusinessUpdate?AXPGrowthBusinessesandStrategies?OperatingExpenseLeverage?CapitalStrength?FinancialOutlook?Q&AKenEd&SteveSteveJeff3PaymentsLandscapeNote:Thetrademarks,logosandservicemarksusedonthisslideandthroughoutthispresentationarethepropertyoftheirrespectiveowners.MerchantacquirerMerchantprocessorIssuerprocessorPaymentissuerAmericanExpressBusinessModelNetwork4http://www.streamline.com/default.htmLeveragingOurResourcesCoreBusinessesSegmentsProductsGeographiesAssets■TrustedBrand■Pr