北欧联合银行NordeaBank-201505_Berenberg-European-Conference-USA-2015_By_CFO

SecondQuarterResults2014InvestorpresentationFourthQuarterandFullYearResults2014InvestorpresentationChristianClausen,PresidentandGroupCEOBerenbergEuropeanConferenceUSA2015TorstenHagenJ?rgensen,GroupCFOThispresentationcontainsforward-lookingstatementsthatreflectmanagement’scurrentviewswithrespecttocertainfutureeventsandpotentialfinancialperformance.AlthoughNordeabelievesthattheexpectationsreflectedinsuchforward-lookingstatementsarereasonable,noassurancecanbegiventhatsuchexpectationswillprovetohavebeencorrect.Accordingly,resultscoulddiffermateriallyfromthosesetoutintheforward-lookingstatementsasaresultofvariousfactors.ImportantfactorsthatmaycausesuchadifferenceforNordeainclude,butarenotlimitedto:(i)themacroeconomicdevelopment,(ii)changeinthecompetitiveclimate,(iii)changeintheregulatoryenvironmentandothergovernmentactionsand(iv)