DISCLOSUREAPPENDIXATTHEBACKOFTHISREPORTCONTAINSIMPORTANTDISCLOSURES,ANALYSTCERTIFICATIONS,LEGALENTITYDISCLOSUREANDTHESTATUSOFNON-USANALYSTS.USDisclosure:CreditSuissedoesandseekstodobusinesswithcompaniescoveredinitsresearchreports.Asaresult,investorsshouldbeawarethattheFirmmayhaveaconflictofinterestthatcouldaffecttheobjectivityofthisreport.Investorsshouldconsiderthisreportasonlyasinglefactorinmakingtheirinvestmentdecision.1February2018Americas/UnitedStatesEquityResearchMultinationalBanksBankingontheMarketsMONTHLYResearchAnalystsSusanRothKatzke2123251237susan.katzke@credit-suisse.comAthenaXie2125383253athena.xie@credit-suisse.comAdamKrasner2123257116adam.krasner@credit-suisse.comOutwiththeOld,InwiththeNew…GettingStartedontheRightFoot,1Q18todateOutwiththeoldandinwiththenew…howthetradingtonehasshiftedinsuchashortperiodoft