2017全球财富报告（英文版）

EconomicResearchAllianzGlobalWealthReport2017AllianzGlobalWealthReport2017KathrinBrandmeirDr.MichaelaGrimmDr.MichaelHeiseDr.ArneHolzhausenAllianzGlobalWealthReport20175It’stenyearssincetheeruptionofthemajorfinancialcrisisthatalmostcausedtheglobalfinancialsys-temtocollapse.Whatlessonshavesaverslearnedfromthisprofoundevent?Theanswerissurprisingand,atthesametime,sobering.Despitelowinterestrates,privateinvestorsinindustrializedcountrieshave,onaverage,investedaroundEUR1trillionoffreshsavingsinbankaccountseachyearsincetheoutbreakofthefinancialcrisis,morethaninanyotherfinancialproduct.LastyeararecordsumofalmostEUR1.4trillionwasachieved.ThatmeanstheyheldaboutEUR33trillionoftheirfinancialassetsintheformofbankdepositsattheendof2016.Suchinvestmentbehaviorhasparadoxicalresults.Fromthisangle,banksare